The repayment calculator is for illustration purposes only, please submit a full application for a personalised quotation based on your actual circumstances.
(example of “Good” credit) an applicant who is employed full time, with no arrears or CCJ’s, and has a small amount of unsecured debt.
(example of “Average” credit) an applicant who is employed or self-employed with accounts, no mortgage arrears but is behind 2 months on a credit card.
(example of “Poor” credit) an applicant who is employed or self-employed with no accounts, 2 months mortgage arrears, a CCJ and unmanaged unsecured debt.
In all cases, you must ensure your mortgage plus requested loan amount when added together are less than 80% of your house value to qualify for a homeowner loan with us.