Homeowner Loans
With LOW APR for good or poor credit, borrow £10k - £95k for almost any purpose; apply online for a FAST decision on home loans and mortgages. It is no surprise that in the current economic climate there are many people that find themselves experiencing financial difficulties. There are also companies and individuals that have problems raising cash from traditional sources to fund new projects. Our goal is to help as many people as we can by providing them with the homeowners loans they need at APR rates that are affordable. Whilst not everybody who applies for credit will be successful, we are in business to lend money to those who need it so will always do our best to meet your needs as long as you are a homeowner. Each case is evaluated independently and we are often able to approve applications within 60 minutes of receiving a request. Because we deal exclusively with loans that are secured on a property, we are sometimes able to help people that may have been turned down elsewhere owing to problems that they had in the past. If you were to compare the best secured home loans online that are available to you as a mortgage payer, we believe that you would find our terms and conditions among the fairest on offer. The rates of interest that we charge, together with our ability to make a same day decision in many cases, are two of the reasons that so many people choose us when looking to consolidate existing finance arrangements or to raise a sum of money that they can use to improve their home. Whatever your reason for needing a loan, we will treat your application sympathetically.
Debt consolidation loans
With LOW RATES for home owners with good or bad credit, get a decision in minutes, an instant online quote and no upfront fees. People that are finding it difficult to maintain payments on their outstanding credit agreements might find that one debt consolidation loan, using their home as security, will ease the burden. This is not always the case but if the interest rates on current debt are quite high then it is possible to reduce your monthly outgoings by applying for a consolidation loan that is more competitive. In principle though, if the interest charged on the new agreement is lower than that of your existing liabilities then it is an option that is definitely worth considering. The exact APR that we charge our customers is based on their individual circumstances but it compares favourably to the rates charged by other companies for unsecured debt. It is possible to get a rough estimate of how much the monthly repayment figure will be by using the handy calculator on our website. This can give you some idea of whether a new credit agreement will put you in a better position or not. It does not take long to compare home loans, and we would encourage potential customers that are looking for a secured loan to do as much research as they feel necessary before committing themselves to an agreement with us or any other finance company.
Who are apple loans?
Apple loans is run by a small team of 7 people totally committed to helping those who otherwise would not be offered a loan elsewhere. We have had numerous cases where customers have needed funds fast for a whole host of requirements for example: a wedding, funeral, holiday, speedboat, home improvements, exotic car (the list goes on) but have had previous credit problems; however we have arranged their finance. You must go through the obligatory 14 days consideration period, this can not be avoided. This is to ensure that you have had enough time to think about the commitment of repayment, and the interest rates that are applied. Once you have finally made your mind up, we can arrange for your loan to be paid to your bank account within just a few days subject to receiving the necessary signed forms and proofs of id.
Why use our finance company?
Our process is simple, fill out our preliminary form, or call our helpline to apply. We can usually make a decision with 45 mins, docs can then be issued for signing (if you’re loan is accepted). We will pay all your valuation fees, and for the consent on your mortgage, and try to make the whole process as painless as possible.
What other loan or insurance products do you offer?
We offer a wide range of other financial products: mortgages, remortgages, bridging loans, commercial loans and mortgages, along with income protection insurance, life insurance, and even tax & retirement planning. We have recently partnered with ‘Central Loans and Mortgages’ and ‘The Penny Group’ (insurance services), who can offer all these fantastic services and more. In many cases, mortgage rates can become outdated, and with mortgage rates changing on a daily basis, its worth keeping up to date with your mortgage needs. We can arrange for a mortgage quotation usually within 1 hour of request.
In this current financial climate, it’s a constant worry for many people to make there monthly commitments and bills. Income protection insurance can add a little piece of mind meaning if you were to fall ill and be unable to work - your monthly commitments could be paid for with an income protection policy.
